Welcome to Riding Light

Welcome to riding light. My name is John. I just recently bought this website ( Since it expired)

It was a shame to let it go to waste. Previously this site was something that allowed new and old writers to share their work. Since I do not have the time to currently swift through submissions I will be posting my on original work, amazing works I find.

This site will also be used as my personal blog.

I would love to  feature works on ridinglight as was previously done, but I’ll need help. Technical help to set everything up, and volunteer readers. If you’re interested in joining in on this project please email me.

Cheap Car Insurance No Deposit Saved My Life

How Did Cheap Car Insurance With No Deposit Save My Life?

I was really excited about the start of this new year, as I was certain that I would encounter many great opportunities. The year started out with lots of good things happening for me but quickly, everything started to go wrong.

Where should I start? I got a new job towards the end of the year and was extremely excited about that until my car broke down on me. I was in a hard place because I didn’t have enough money for the repairs and to be honest, I was hoping it would last me until the end of the year. Not only did I find myself without transportation, I had no other way to work. There was only one other person from my job that lived near me and we worked totally opposite schedules. Therefore, hitching a ride was not an option. I really wanted to purchase a new vehicle but I didn’t have enough money saved for that either.

I called off work three days out of last month and was written up twice for being late. Something had to give and I had no idea what I could do. Every car loan I applied for was denied and getting a co-signer was not an option. Finally, I had made the decision that it would be better for me to resign from my job than to be terminated. At least that would look better on my record. I finally worked up the nerve to go in and talk to my senior manager and let him know that I would regretfully have to leave my new position which I loved dearly. It took him by complete surprise and totally didn’t expect this news. To my surprise, the next words he spoke would save my job.

Ernie, my senior manager said that he valued my work ethics and skills and really didn’t want to lose me as an employee. He then informed me that he and his wife had just bought their son a new car for college and I could have the old car as soon as I purchased the insurance. I wanted to hug him but had to compose myself. If only he knew the major impact he just made on my existence. My next move was to find cheap car insurance with no deposit because I now have a car but still have very little money saved. I found my insurance company by googling; what is the cheapest car insurance. Found a great company here: https://www.autoinsurancemonkey.com/very-cheap-car-insurance-no-deposit-quotes/

This experience was an eye-opener and forced me to take a different approach towards saving money. I will be prepared the next time something unexpected happens because the idea of losing my job was devastating.

Car Insurance Companies. Beware This Man!

// So someone submitted this really funny tale, decided to share it! // Name is anonymous by request!

I went on a date a few months ago. With someone my friend set me up with. I should have known not to trust her opinion really. She is the same friend who once, in her early 20’s, dated a 50-year-old fairground worker with no teeth. And is currently dating a man who routinely disappears off to the desert to ‘find things to sell’ or something equally legit sounding.

But times were tough. So, no judgement. Anyway, we went to dinner. He was erm…a unique character? To say the least. First of all, he was late to meet me because his car doesn’t start if it’s been raining outside. Which, in England, is a slight problem.

Secondly, despite the fact that he had eventually driven to the date, he proceeded to order 4 Jagerbombs as a pre dinner drink.

Thirdly, whether it was out of nerves or he was trying to be funny. He spent the entire dinner regaling me with tales of his driving exploits. Which included, having to take his driving test 9 times! And a fun game he likes to play on the roads called ‘let’s see how late I can leave it to brake’ which, as far as I could tell, involves driving as close as possible behind something before slamming on the brakes.

Other fun anecdotes included the time he drove into a pedestrian square narrowly missing a family of 5 because ‘it used to be a car park’ and the time he drove into the middle of a field of cows because his satnav told him to turn left.

Needless to say, he didn’t get a second date, and as I watched him drive off into the night, he promptly drove around a roundabout in the wrong direction.

So to all of the car insurance companies out there, be very careful who you offer insurance to.

Oh, and he also made me contribute about $50 towards all of the Jagerbombs I didn’t drink. Now I think I’ll buy some full coverage insurance since I need more protection; there’s too many crazy drivers lol.. P.S full coverage car insurance is this: http://www.autoinsurancemonkey.com/how-to-get-cheap-full-coverage-auto-insurance/ in case you don’t know

I Took Out an Emergency Payday Loan and it Wasn’t a Nightmare

Like many of you reading this. I have a good job, my own home. I don’t have a tonne of savings, but I get by pretty well.

I used to hear about payday loan horror stories and think ‘god, those people are so stupid’ how could anyone think it was a good idea to purposefully owe money to a group of people that are regularly referred to as ‘sharks’?

But then one-day last year, I got a phone call. My Grandfather, who lived in Australia had had a heart attack. I was devastated. We had had a really good relationship and had stayed close over the years despite the distance. He had made it to the hospital in time but was in need of a triple heart bypass. I knew I had to get over there to see him before he went in for the surgery. I would never have forgiven myself if anything happened and I’d missed out on the chance to say goodbye.

As I said before, I didn’t really have any savings put by. And what I did have wasn’t enough for a last minute trip to the other side of the world. So I put aside my prejudices and looked up loans places near me.

I don’t know what I was expecting. A dodgy man in an alleyway with a suitcase of cash probably. But the whole thing felt like it was dealt with very professionally. The loans company were friendly, understanding. And, to be fair to them. Did make the terms very clear, and seemed keen for me to be sure I could pay it back.

Yes, it was an expensive way to get extra money. I was one of the few fortunate enough to be able to repay in full when I returned after a few short weeks. Even so, it cost me a few hundred extra dollars. But it was also the only way to get the money I needed for my ticket in time. And I wouldn’t have missed out on going for anything.

Has it changed my mind about payday loans? Not entirely, I still believe that lenders prey on the vulnerable and that they’re too open to abuse. However, I will admit they do serve a purpose and receive a lot of, sometimes unjust, bad press.

P.S Site I used to find loans I here: http://www.financeflamingo.com/payday-loans-near-me/